Privacy policy
WHO WE ARE
Echoes of Change LLC (“EOC”, “we”, “us”, “our”) provides career and life coaching services and the sale of digital products and materials. Use of the EOC website, e-communication tools, and our social media sites (collectively, “Website”), including all materials presented on the Website, on our social media accounts, and through all Services provided by EOC is subject to this Privacy Policy (“Policy”). This Policy applies to all Website visitors, customers, and all other users of the Website and our Services (collectively, “you” and “your”).
EOC understands that your privacy is important to you. We are committed to protecting the privacy of your personally identifiable information as you use this website. This Privacy Policy tells you how we protect and use information that we gather from you. By using this website, you consent to the terms described in the most recent version of this Privacy Policy. You should also read our Terms of Use to understand the general rules about your use of this website, and any additional terms that may apply when you access particular services or materials on certain areas of this website. “We,” “our” means EOC and its affiliates. “You,” “your,” "visitor,” or “user” means the individual accessing this site.
PERSONAL AND NON-PERSONAL INFORMATION
Our Privacy Policy identifies how we treat your personal and non-personal information.
WHAT IS NON-PERSONAL INFORMATION AND HOW IS IT COLLECTED AND USED?
Non personal information is information that cannot identify you. If you visit this web site to read information, such as information about one of our services, we may collect certain non-personal information about you from your computer’s web browser. Because non-personal information cannot identify you or be tied to you in any way, there are no restrictions on the ways that we can use or share non-personal information. What is personal information and how is it collected? Personal information is information that identifies you as an individual, such as your name, mailing address, e-mail address, telephone number, and fax number. We may collect personal information from you in a variety of ways: • When you send us an application or other form • When you conduct a transaction with us, our affiliates, or others • When we collect information about in you in support of a transaction, such as credit card information • In some places on this web site you have the opportunity to send us personal information about yourself, to elect to receive particular information, to purchase access to one of our products or services, or to participate in an activity.
INFORMATION FROM CHILDREN
EOC’s Services and Website content is only available for use and purchase by those over the age of 18. To access or use the Website and our Services, you must be 18 years old or older, and have the requisite power and authority to enter into this Policy. Our Services and Website content is not targeted to, intended to be consumed by, or designed in any way to entice individuals under the age of 18. EOC will not knowingly collect, use, or maintain Personal Information from people actually known to be under the age of 18. Individuals under the age of 18 are legally prohibited from using this Website or our Services. Please contact EOC immediately if you know of or have reason to believe anyone under the age of 18 has shared their Personal Information with us, and we will delete it immediately unless we are legally required to keep it.
WEBSITE ACCESS FROM OUTSIDE THE UNITED STATES
The Website and our Services are intended only for United States customers. If you visit the Website from outside the United States, your information may be transferred to, stored, and processed in the United States where our Website is hosted. The data protection and privacy laws of the United States may not be as comprehensive as those in your country. By using the Website and the Services available on the Website, you do so without our consent, and you hereby agree to the transfer of your information to the United States and its collection, storage, sharing, and use as described in this Policy. You further agree that all transactions relating to the Website and Services shall be deemed to have occurred in the United States.
HOW WE USE TRACKING TECHNOLOGIES
EOC or our authorized service providers may use cookies and similar tracking technologies to collect Personal Information whenever you use our Website or Services, including visiting websites from third parties we use to facilitate our Services. Such technologies, if used, help us personalize your experience, measure the effect of our ads, and make business decisions.
COOKIES
A cookie is a small amount of data that is sent to your browser from a web server and is stored in your computer’s hard drive. EOC or third-party vendors may send your computer cookies. Some web browsers will allow you to customize cookie settings (e.g., notify you before one is received, giving you an opportunity to accept the cookie; option to turn off cookies, etc.). If you choose to disable cookies, some areas of the Website or third-party sites we use to provide Services may not work properly or at all. You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the EOC websites you visit.
HOW DOES EOC USE PERSONAL INFORMATION?
EOC may keep and use personal information we collect from or about you to provide you with access to this web site or other products or services, to respond to your requests, to bill you for products/services you purchased, and to provide ongoing service and support, to contact you with information that might be of interest to you, including information about products and services of ours and of others, or ask for your opinion about our products or the products of others, for record keeping and analytical purposes and to research, develop and improve programs, products, services and content. Personal information collected online may be combined with information you provide to us through other sources. We may also remove your personal identifiers (your name, email address, social security number, etc.). In this case, you would no longer be identified as a single unique individual. Once we have de-identified information, it is non-personal information, and we may treat it like other non-personal information. Finally, we may use your personal information to protect our rights or property, or to protect someone’s health, safety, or welfare, and to comply with a law or regulation, court order or other legal process.
HOW THIRD PARTIES USE YOUR PERSONAL INFORMATION
EOC does not sell, rent, or lease your Personal Information to any third parties. In certain circumstances, we may share your Personal Information with third parties to help us provide Services, run, and market our business, and comply with legal obligations. In such circumstances, we will not provide further notice to you beyond what is in this Policy, unless otherwise required by law. The categories of third-party persons or entities with whom we may share your Personal Information may include:
Service providers and advisors that help us with marketing and advertising, conducting research and analysis, compliance, corporate governance, communications, security, legal issues, recruiting support and related services, business and customer management, financial management, technology, website hosting, and other third parties with whom we transact to manage, operate, and protect our business;
Card networks and payment processors;
Courts, governments, regulators, and law enforcement when accompanied by a lawful subpoena or other legal documentation that requires us to respond;
Third parties that you request we connect with;
Third parties that help us fight spam and abuse;
Professional mentors and business partners;
Social media providers;
Video and teleconferencing providers;
Website host providers;
Advertisers; and
Other third parties so we can 1) comply with laws; 2) facilitate a merger, purchase, reorganization, or sale of part or all of our business; 3) comply with card association rules; and 4) prevent harm or illegal activity.
By using our Website and our Services you agree that we are allowed to share your Personal Information with our third-party service providers to the extent we deem necessary and for the reasons stated in this Policy, and that we may do so until you opt out of such disclosures. If such disclosures are restricted, it might restrict our ability to comply with the ethical standards to which we are subject, or to perform our contractual obligations to you, and we may not be able to provide our Services to you.
THIRD PARTY LINKS AND SERVICES
The Website or Service content may have links or embedded content to and from third-party websites. Except as otherwise described in this Policy, this Policy only addresses the use and disclosure of Protected Information we collect from you. Third-party sites that are accessible through our Website or Services have their own privacy policies. We are not responsible for the privacy policies of third parties and expressly disclaim any liability arising out of your use of linked or embedded content to and from third-party websites. By visiting those websites, you do so freely and at your own risk.
DOES EOC SHARE PERSONAL INFORMATION WITH OTHERS?
We will not share your personal information collected from this web site with an unrelated third party without your permission, except as otherwise provided in this Privacy Policy. In the ordinary course of business, we may share some personal information with companies that we hire to perform services or functions on our behalf. In all cases in which we share your personal information with a third party for the purpose of providing a service to us, we will not authorize them to keep, disclose or use your information with others except for the purpose of providing the services we asked them to provide. We will not sell, exchange, or publish your personal information, except in conjunction with a corporate sale, merger, dissolution, or acquisition. For some sorts of transactions, in addition to our direct collection of information, our third-party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect personal information directly from you to assist you with your transaction. We do not control how these third parties use such information, but we do ask them to disclose how they use your personal information before they collect it. We may be legally compelled to release your personal information in response to a court order, subpoena, search warrant, law, or regulation. We may cooperate with law enforcement authorities in investigating and prosecuting web site visitors who violate our rules or engage in behavior which is harmful to other visitors (or illegal). We may disclose your personal information to third parties if we feel that the disclosure is necessary to protect our rights or property, protect someone’s health, safety, or welfare, or to comply with a law or regulation, court order or other legal process. As discussed in the section on cookies and other technologies, from time to time we may allow a third party to serve advertisements on this web site. If you share information with the advertiser, including by clicking on their ads, this Privacy Policy does not control the advertisers use of your personal information, and you should check the privacy policies of those advertisers and/or ad services to learn about their use of cookies and other technology before linking to an ad.
HOW IS PERSONAL INFORMATION USED FOR COMMUNICATIONS?
We may contact you periodically by e-mail, mail, or telephone to provide information regarding programs, products, services, and content that may be of interest to you. In addition, some of the features on this web site allow you to communicate with us using an online form. If your communication requests a response from us, we may send you a response via e-mail. The e-mail response or confirmation may include your personal information. We cannot guarantee that our e-mails to you will be secure from unauthorized interception.
HOW YOUR PERSONAL INFORMATION IS SECURED
EOC exercises what we consider to be appropriate technical and organizational measures to safeguard your Personal Information from unauthorized or unlawful access, and from accidental loss, destruction, or damage to your Personal Information. Such measures may include the use of secure passwords, SSL encryption, disk-based encryption, firewalls, antivirus and malware detection systems, and other measures that help us protect your Personal Information. However, no exchange of data over the Internet can be guaranteed as 100% secure. While we make every effort to protect the Personal Information you share with us through our Website and Services, by your use of our Website and Services you acknowledge and agree that:
Given the nature of how the Internet functions, there is a risk that Personal Information you voluntarily share with us might be accessed or tampered with by a third-party;
You are responsible for making sure your Personal Information is accurate and up to date;
You control the type and amount of Personal Information you share with us;
You are solely responsible for maintaining the secrecy of your Personal Information in your possession for use of the Website or Services;
It is your responsibility to make sure no one else uses tools you use through our Website and Services, and that you log off or exit from such tools when done;
You will not disclose any password you use to utilize our Services or our Website and will request to reset any such passwords that could be or are compromised;
EOC and its employees and agents are not responsible for any unpermitted intercepted Personal Information or liable to you in any way for such unpermitted interception; and
You release EOC and its employees and agents from any and all claims arising out of or related to the use of such intercepted Personal Information in any unauthorized manner.
Should a data breach of your Personal Information occur, EOC will notify you via email at the last known email address we have for you within 10 business days of the date we become aware of the breach.
LINKS
This site contains links to other sites that provide information that we consider to be interesting. EOC is not responsible for the privacy practices or the content of such web sites.
PUBLIC DISCUSSIONS
This site may provide public discussions on various business valuation topics. Please note that any information you post in these discussions will become public, so please do not post sensitive information in the public discussions. Whenever you publicly disclose information online, that information could be collected and used by others. We are not responsible for any action or policies of any third parties who collect information that users disclose in any such forums on the web site. EOC does not agree or disagree with anything posted on the discussion board. Also remember that you must comply with our other published policies regarding postings on our public forums.
HOW CAN A USER ACCESS, CHANGE, AND/OR DELETE PERSONAL INFORMATION?
You may access, correct, update, and/or delete any personally identifiable information that you submit to the web site. You may also unsubscribe from mailing lists or any registrations on the web site. To do so, please either follow instructions on the page of the web site on which you have provided such information or subscribed or registered or contact us at admin@echoesofchange.com
CHANGES
This Policy was last updated as of January 1, 2024. EOC reserves the right to change or update the Policy at any time and for any reason. Notice of any material changes to this Policy will be posted on the Website for 14 days prior to the effective date of the amended Policy. By using the Website or our Services you acknowledge and agree that it is your sole responsibility to review this Website and this Policy periodically to be aware of any modifications. If you have any concerns about the changes, please contact us according to the instructions below to let us know you do not accept the amended Policy. If you do not contact us to object to the amended Policy, you will be deemed to have accepted the amended Policy. After the amended Policy becomes effective EOC will collect, store, use, manage, and protect your Personal Information as documented in the amended Policy. Your continued use of this site always evidences your acceptance of the terms of this Privacy Policy or any modifications. If you have any questions about privacy at any websites operated by EOC or about our website practices, please contact us at: admin@echoesofchange.com
